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Tips, Tools & Tax Chat
From tax tips to time-saving tools, business advice to bookkeeping basics—we share the stuff every small business owner should know (without the jargon). Whether you’re here to learn, stay up to date, or just feel a bit more in control, you’re in the right place.
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Small Business Cash Flow Problems: How to Fix Them and Build a Stronger Business
Struggling with small business cash flow problems? Learn how to fix cashflow problems, improve accounts receivable, strengthen debtor management and use cash flow forecasting to build a stronger business.
3 days ago


Why “Quick Questions” Aren’t Always Quick (and Why We Sometimes Charge)
So if you’re ever unsure, ask an accountant. And if it turns out to be quick, great. If it needs more work, we’ll tell you upfront and help you decide the best next step.
That’s how we keep things clear, fair and working properly for everyone.
Jan 28


IRD can tell your bank to pay them first. What to do before the money disappears
IRD is stepping up IRD debt collection and sending more bank deduction notices. Learn what happens when IRD takes money from your account and how to act early.
Dec 2, 2025


How Small Businesses Can Spot the Warning Signs and Avoid Insolvency
Learn how to spot the warning signs early and take action to avoid insolvency. Practical steps to reduce the risk of voluntary liquidation with My Two Cents.
Oct 14, 2025


We’re Now My Two Cents Accounting & Advisory
We’re now My Two Cents Accounting & Advisory. Alongside accounting and tax, we provide practical business advisory, business advice and business coach support to help small businesses find clarity, direction and growth.
Oct 6, 2025


Protect Your Business and Personal Assets
Learn how to manage overdrawn shareholder current accounts, understand the shareholder loan tax implications NZ, navigate IRD shareholder loan rules, and protect your business and personal assets in the event of company liquidation.
Jun 26, 2025


From Compliance to Confidence: The Benefits of Business Advisory, Coaching, and Mentorship
Is your business stuck in the basics? Learn how business advisory services, coaching, and mentorship can take your business from compliance
Feb 26, 2025


Are These The Most Expensive Words in Business…?
Discover how effective delegation in business boosts productivity, prevents burnout, and unlocks growth potential. Learn practical steps to start outsourcing and building scalable systems.
Dec 4, 2024


Decoding Employment Types: Casual, Part-Time, and Fixed-Term Explained
Decoding employment types is key for compliance. Learn the differences between casual, part-time, and fixed-term employees to avoid costly mistakes. Get expert accounting advice tailored for nonprofits.
Jun 11, 2024
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