Helping You Get Paid On Time, Without the Awkward Conversations
With the My Two Cents Debtor Management Services
Debtor Management & AR Support
Practical Systems, Clear Policies, and Better Cashflow
Chasing overdue invoices isn’t anyone’s idea of fun—but it’s absolutely vital for healthy cashflow. At My Two Cents, we help you get your debtor management procedures sorted so you can focus on growing your business without worrying about unpaid accounts. From setting up terms of trade to full accounts receivable and debt collection support, we’ve got the tools, the systems, and the experience to keep your cashflow flowing.
How We Help You Get Paid Faster
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Terms of Trade set-up (partnering with Tradie Terms)
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Accounts receivable process reviews
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Customised debtor management procedures
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Documented Debtor Management Policies
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Workflow automation for debtor reminders
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Full accounts receivable management—including calls and follow-ups
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Cashflow support with FundTap invoice factoring (where suitable)
Is This for You? (If You Send Invoices—Yes!)
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Businesses who need terms of trade to protect themselves
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Businesses struggling with overdue invoices
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Business owners who hate chasing payments
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Growing businesses needing scalable debtor processes
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Businesses without a dedicated accounts receivable team
“MTC debtor management has been a great asset to our company. It is always a relief having earnings come in on time (mostly even before the due date). It means I can focus on the job at hand with peace of mind that collection of funds won't be an issue.”
Danny Priest, Owner
Arbor Bro Tree Service
Real Systems, Real Support—Not Just Reminder Emails
We've spent years fine-tuning our own debtor management procedures, so we know what works (and what doesn't). Whether it's setting up automated workflows, creating a full debtor management policy, or handling overdue calls, we offer a wraparound service that’s practical, efficient, and built to protect your business. Our partnerships with tools like FundTap, Paidnice, and Xero also mean we can offer smarter solutions that fit your business needs.
⦁ What you'll get
What this Debtor Management Service Actually Gives You
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Healthier, more predictable cashflow
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Consistent, professional debtor management procedures
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More time for you and your team to focus on business (not chasing payments)
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Automation that saves time and gets results
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A clear, documented accounts receivable process
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Confidence that someone’s on your side when it comes to getting paid
What People Usually Ask Us
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Sole Traders & Small BusinessesRunning a solo show or a small crew? We’ve got your back. From handling your bookkeeping to sorting out tax returns and compliance, we take the stress out of your finances so you can focus on the fun stuff—growing your business. Need business advisory advice or help with cash flow? Yep, we’ve got that covered too.
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Tradies & Construction CompaniesIf you’re in the trades or construction business, you know how fast-paced things can get. Don’t stress over the paperwork—let us take care of the payroll, GST, and tax stuff so you can stay focused on getting the job done. Whether you’re a plumber, sparky, roofer, or builder, we’ll make sure your finances are as solid as your work.
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CreativesYou’re all about creating, we’re all about making sure your finances are on point. Whether you’re a freelancer, photographer, designer, or artist, we can help you with everything from bookkeeping to sorting your taxes and even offering business advisory so you can focus on your craft. Let us handle the numbers, so you can keep being awesome.
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Start-UpsStarting a new business is thrilling—and a little bit overwhelming. Don’t worry, we’ve been there! From helping you set up your bookkeeping systems to giving you business advice, we’ll make sure your new venture is off to a smooth start. We’re here to help you get the numbers right, so you can focus on the growth part.
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Not-for-ProfitsRunning a not-for-profit is rewarding, but the financial side can be tricky. Performance reports, cash basis, accrual basis, audits – what does it all mean? We’ll give you the financial clarity you need. We’ve got the expertise to help you manage donations, grants, and compliance, so you can focus on what matters most—making a positive impact.
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ProfessionalsIf you’re a lawyer, consultant, or other professional, your time is best spent with clients—not buried in paperwork. Let us take care of the bookkeeping, payroll services, and tax filings while offering business advisory to help you grow your practice. With us handling the numbers, you can focus on your clients, not the spreadsheets.
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Rental Property Owners & InvestorsOwning rental properties or investing can be financially rewarding, but it comes with its own set of challenges. We can help you with everything from managing rental income to understanding property taxes, capital gains, and cash flow management. Whether you’ve got one property or a whole portfolio, we’ll ensure your finances stay on track.
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Horticulture & RuralFrom horticulture to farming, we know your business has its own set of ups and downs. We’re here to help with GST, tax planning, cash flow management, and more. Whether you’re managing seasonal changes or planning for the long haul, we’ve got the experience to keep your finances in check while you focus on the land.
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And the Rest…Whether you’re in retail, e-commerce, hospitality, or any other industry, we’ve got you covered. Our team has experience across a huge range of sectors, so we’re ready to help with all your bookkeeping, business advisory, and tax needs. If you don’t see your industry here, don’t worry—we’re ready to support you too!