Upcoming Xero Price Changes 2026: Everything You Need to Know
- Haley Reyners
- Aug 27
- 4 min read
Another Xero price increase is on the way for New Zealand businesses.
From 1 October 2026, Xero will increase the monthly price of its Ignite, Grow, Comprehensive and Ultimate plans.
The good news is there isn’t another big plan reshuffle to get your head around this time. If you’re already using one of Xero’s current plans, your plan isn’t being replaced. The monthly price is simply changing.
There are, however, a couple of extra changes worth knowing about, particularly if you use Xero Payroll on the Ultimate plan or currently receive Xero’s multi-organisation discount.
Here’s what’s changing.
Quick Summary:
Xero’s NZ subscription prices will increase from 1 October 2026.
Ignite will increase from $35 to $37 per month.
Grow will increase from $83 to $89 per month.
Comprehensive will increase from $110 to $117 per month.
Ultimate will increase from $125 to $135 per month.
Most optional Xero add-ons are not changing in price.
Payroll overage charges on the Ultimate plan will increase for businesses paying more than 10 employees through Xero Payroll.
Existing discounts and promo codes will continue until they expire.
Xero’s multi-organisation discount will begin to be phased out from 1 October 2026.
The new pricing applies to both new and existing Xero subscribers in New Zealand.
All prices below are in NZD and exclude GST.
Upcoming Xero Price Changes From 1 October 2026
Here’s how the monthly subscription prices are changing.
Xero Ignite
Current: $35/month
New: $37/month
Change: +$2/month
Xero Grow
Current: $83/month
New: $89/month
Change: +$6/month
Xero Comprehensive
Current: $110/month
New: $117/month
Change: +$7/month
Xero Ultimate
Current: $125/month
New: $135/month
Change: +$10/month
The new prices take effect for new and existing New Zealand Xero subscribers from 1 October 2026 and will appear on invoices from that date.
What About Xero Payroll?
There is one additional price change for businesses using Xero Payroll on the Ultimate plan.
Ultimate currently includes payroll for up to 10 people.
If you use Xero Payroll for more than 10 employees, Xero currently charges an additional $1 per employee per month. From 1 October 2026, that will increase to $2 per additional employee per month, excluding GST.
So if you’re on Ultimate and regularly processing payroll for more than 10 employees, it’s worth taking this extra cost into account as well.
Are Xero Add-On Prices Changing?
For the most part, no.
Xero has advised that the price of its optional add-ons will stay the same as part of this update, with the exception of the Ultimate payroll overage charge mentioned above.
What Happens if You Have a Xero Discount or Promo Code?
If you currently have a Xero discount or promotional code, Xero says it will continue to apply to your subscription at the new pricing until that discount or code expires.
There is one important exception.
Xero’s Multi-Organisation Discount Is Being Phased Out
From 1 October 2026, Xero will begin phasing out its multi-organisation discount and it will no longer be applied to eligible subscriptions.
If you have more than one Xero organisation under the same subscriber and currently receive this discount, your actual increase may therefore be different from the standard plan price increases above.
It’s worth checking your Xero subscription and invoices so you know what applies to your organisations
A Quick Refresher on the Current Xero Plans
Not sure which plan you’re on? Here’s the short version.
Xero Ignite
Ignite is Xero’s entry-level plan for businesses starting out or those with fairly simple accounting needs. It includes the accounting basics, with limits on the number of invoices and bills you can process each month.
Xero Grow
Grow is aimed at self-employed people and growing businesses that need more flexibility. It includes additional accounting tools plus payroll and expenses for one person.
Xero Comprehensive
Comprehensive is designed for businesses with employees and includes payroll and expenses for up to five people, along with features such as multiple currencies.
Xero Ultimate
Ultimate is Xero’s most extensive small business plan. It includes payroll, expenses and projects for up to 10 people, along with additional forecasting and reporting tools.
How Do I Find Out Which Xero Plan I’m On?
If you can’t remember which plan you’re paying for, you’re probably not alone.
You can check by heading to Subscription in your Xero account and looking at the Subscription column. This will show you the plan attached to your organisation.
Do You Need to Change Your Xero Plan?
Not necessarily.
A price increase on its own doesn’t mean you need to change plans. But it does make this a good time to check that the plan you’re paying for still matches the way you actually use Xero.
For example, are you paying for features your business doesn’t use? Have you added employees or changed the way you manage payroll? Has your business outgrown the limits of your current plan?
Sometimes the plan you signed up for a few years ago is still exactly right. Sometimes your business has changed while your subscription has quietly stayed put.
A quick review can tell you which camp you’re in.
Useful Xero Links
Need Help Working Out What’s Right for Your Business?
If you’re not sure whether you’re on the right Xero plan, get in touch with the My Two Cents team.
We work with Xero every day and can help you look at what your business actually needs, what features you’re using and whether your current accounting software setup still makes sense.
Because paying more for software is one thing. Paying more for features you don’t actually use is another.
About the Author
Haley Reyners is the founder of My Two Cents Accounting & Advisory and a Certified ICNZB Master Bookkeeper® — one of the highest recognitions in New Zealand’s bookkeeping profession. With over 20 years of experience, she’s passionate about helping small business owners find clarity, confidence, and calm in their finances. Haley leads her team with personality and purpose, breaking down complex accounting talk into everyday language that makes sense.
