Stay up to date with all things Xero, accounting & bookkeeping advice, and business guides and tips.

Data migrationProject ManagementVacancyJargonGovernmentCouncilsGrantsFundsOffice partiesClient giftsStaff giftsStaff expensesEntertainmentJeannie davisMackyla worsellMarisRunning costsVehicleMotor vehicleLog bookMeet the teamStaffPetrol refundOff roadPetrolFuelExcise TaxAccounts Receivable SpecialistSelf-employedBusinessesSmall-Business Cashflow (Loan) schemeLeave Support SchemeShort-term Absence PaymentResurgence Support PaymentsCovid Protection FrameworkFinancial supportRed lightProtection FrameworkLossesGainsMortgageInterestLegislationResidential rentalRentalResurgence SupportResponse PlanFrameworkCovid-19Audit ShieldAnnual returnsRSPWage subsidyUpdateAR specialistDebtor managementBusiness HeadspaceDebtor DaddyIndustry specialistsICNZB Annual AwardsBookkeeperAnnual ICNZB conferenceBookkeeping Business of the YearBookkeeper of the YearLeaderTeam-buildingTeam workEmployment incomeBeneficiary incomeSuperannuation taxFBTPropertySharesTrustsTax obligationsIndividualsTax rateBusiness assetsDepreciationStarting out minimum wageWagesTraining minimum wageAdult minimum wageConProPlantMachineryEquipmentLeaseBuyTenantsPeriodic tenancyNotice periodsTenancyRentTenancy lawOfferingEmpathyChanges10 StepsBetter BusinessMerry ChristmasPivotTop tipsDiversifyOnline MeetingVideoFace-to-faceAgendaTechOnlineMeetingDowntimeAllocateManage timeListsDelegateScheduleProductivityTime ManagementTimeErrorsIRDSupportXAPMental HealthBusiness performanceEquityReportsStatement of Financial PositionDirect CostsReportP&LProfit & Loss StatementBusiness supportMackylaTrusted advisorBusiness advisorGST ReturnFilingHybrid basisInvoice basisPayments basisTurnoverRegisterGSTCelebrateVisualiseBusiness successSmall stepsSuccessfulBookkeeper in a Small Practice AwardNorthlandBookkeepersAwardsCertified BookkeepersICNZBNorthland BookkeepersGoodsSellingBusiness useOfficeRecordsHome OfficeImportanceTeachingSavingMoneyKidsPayment termsBalance sheetDebtCredit controlFreelancingControlCost managementBudgetPlanOutflowInflowCash flow forecastForecastCash flowInvoicing sytemsDebtor softwarePayment servicesPrompt paymentDebtorsIntegrationTrackingQuotingAccurateProcessesJob CostingGrow your businessReturn on investmentAccountantProfit vs CashFinancingMarginsInvoicingSalesProfitEmployment AgreementsACCDomestic violence leaveMinimum wage increaseERA Act 2018ACC LeviesSkillsIndependentEmployeeContractor vs EmployeeHiringContractorsServicesProductsNeedsCustomersTarget marketMarket researchEligibleExpenditureTax incentiveDevelopmentResearchR&DRecord keepingIncomeCashDeductionsTaxGetting startedContractingGoal-settingFinancesLifestylePerformanceVisionGoalsGrowthLiquidity ratiosLiabilitiesAssetsQuick ratiosProfitability ratiosSolvency ratiosRatiosBusiness healthMyIRPay runInland RevenuePAYEEmployeesPayday filingXero payday filingTax invoiceGetting paidContractorFocusConfidentClientsB2BBusiness to businessAcknowledgementAccountabilityActionAcceptanceAwarenessChangePayrollSoftwareSimplifyStreamlining processesCreativeAccounting tipsBusiness taxesLimited companyFinancialLegalBusiness complianceRegulatory requirementsFoundationsComplianceXero integratedPayment methodsCultureTeamSystemsFlexibilityCommunicationTechnologyRemote WorkEntrepreneurialSuccessValueMentorSmall businessInvestmentSuperannuationRetirementContributionsSelf employedSuperSafe onlineHackersCyber-crimeSecureAnti-virusSecurityInternetCloud platformBookkeepingAccounting systemFinanceCloud accountingCloudBusinessAccounting Income MethodProvisional taxAIMDataTasksSpreadsheetsAccountingAccounting SoftwareXero SoftwareExcelReviewSuppliersPaymentsInvoiceOverheadsExpensesPlanningWork-life balanceClaimCharitable organisationsTax returnTax deductionTax creditCharityDonationsBusiness.govt.nzLaw round upLandlordsEmployersBusiness ownersLaw changesCard paymentsOnline paymentsDirect debit paymentsOnline payment servicesAged debtCashflowXero payment servicesAccounting tools menuBusiness menuAccountants and bookkeepersNavigation MenuXero updateHolidaysClosure datesChristmas breakChristmasMy Two Cents AccountingXero AdvisorMy Two CentsXero NavigationXero

Extreme Weather Events: Recovery Grants and Funds

Applications are now open for business recovery grants for businesses, individuals and community organisations who have been affected by recent weather events.



Businesses in Taitokerau Northland affected by recent weather events can receive support to recover their cashflow.

Twenty five million dollars in recovery support is being offered by the Government to businesses affected by Cyclone Gabrielle in seven regions of the North Island, including $1,775,000 specifically allocated for businesses in the Taitokerau Northland area.

Grants ranging from $5,000 to $40,000 are available to help with immediate cashflow needs and to help position businesses for successful recovery.


You can apply if you are self-employed, a sole trader, or an employer (with up to 50 FTE's)

You must also meet these criteria: 

  • You’re facing significant cashflow issues due to continued challenges with customer access, ability to source stock, supply chain issues, inability to operate as usual due to the physical damage to equipment or premises, or delays in insurance assessment and repairs. 

  • Your business is otherwise viable both before and after the flooding. 

  • You are not receiving any funding from the Ministry for Primary Industries recovery fund. 

  • You commit to acting in line with employment law and with due regard to your employees. 

For more details on Northland Inc’s Recovery Grants and how to apply:



This fund provides emergency financial support in response to major disasters that cause significant damage and disruption. The fund is available to those affected by the severe weather in February 2023 including individuals, families, community organisations, small businesses and marae that meet the criteria.

This is a “last option” fund, for people who have exhausted other sources of funding such as Civil Defence, the Ministry of Social Development, Work and Income, Ministry for Primary Industries, and private insurance.

As a guide, they expect most applications to be up to $2,000 for individuals / households, or $5,000 for community groups and businesses, per emergency event. However, they will consider larger grants in special circumstances. 

Examples of how disaster relief funds can be used:

  • dealing with septic tank overflow

  • filling water tanks

  • clearing debris from properties

  • supporting individuals / families faced with hardships as a result of the emergency

  • assisting small businesses impacted by the emergency where appropriate

  • koha to a team or individual who assist in clean up at their expense – for example a local rugby team that helps out

  • refreshments for organisations or individuals who help with clean up

  • replacement of items that cannot be insured – for example fences, footpaths etc.

  • assisting people with basic needs, clothes, bedding etc where the individual / family does not have the capacity to buy their own insurance cover.

For more details on Whangārei's Mayoral Relief Fund and how to apply:


The Mayor of Kaipara District, Craig Jepson, has created the Mayoral Relief Fund to assist those impacted by the severe weather events in February 2023. The fund comprises of donations from private parties as well as contributions from the Government.

Individuals, families, community organisations, marae, and small businesses within the Kaipara District that have experienced significant hardship or damage due to the February 2023 extreme weather events may qualify for a one-time payment from the Mayoral Relief Fund.

For more details on Kaipara’s Mayoral Relief Fund and how to apply:




The Auckland Business Chamber has been chosen as the local partner to distribute $4.5 million in grants to assist Auckland businesses. Although these grants are not meant to replace insurance or compensate for all commercial losses, their purpose is to aid businesses in cleaning up and recovering more quickly and effectively.

Grants ranging from $750 to $40,000 are available to help with immediate cashflow needs and to help position businesses for successful recovery.

The final grant amount awarded will be determined based on the number of employees and the scale of damage.

For more details on The Chamber of Commerce’s Back to Work Grants and how to apply:

For other regions click here: